American Express Card Member Benefits

For a complete listing of American Express card, go to American Express Card page

Benefits when you shop:

Fraud protection: you won't be responsible for the charges not authorized by you.

Return Protection: Guarantees your satisfaction on designated items within 90 days from the date of purchase. AMEX will refund your purchase even if the store won't take it back, upto $300 per item.

Extended Warranty: Mirrors manufacturers' warranties for covered products purchased with your Card account, for up to one additional year.

Purchase Protection: Protects covered items for up to 90 days from the date of purchase if it is stolen or accidentally damaged. AMEX will help to repair it, replace it or reimburse it upto the amount charged on the card.

American Express Selects: Special offers, savings, entertainment, and special events all in one great place.

Benefits when you travel:

American Express Travel Service: When you use the Card to book your getaway with American Express? Travel, you'll qualify to also receive a credit to your account of up to $100 once a year.

American Express Online Travel: Find competitive, low prices on air, hotel, and car rental reservations, vacation packages, cruises, and last-minute deals, too

Emergency Check-In: Check into a hotel and charge your stay with the Card, even if your Card has been lost or stolen.

Assured Reservations: Guarantee your hotel reservations with your Card and your room will be waiting for you even if you arrive late, or the hotel will provide you with a comparable room nearby, along with transportation to your new location.

Car Rental Loss and Damage Insurance: Coverage for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for an auto rental.

Travel Accident Insurance 100: Provides up to $100,000 in accidental death and dismemberment insurance.

Travel Accident Insurance 250: Provides up to $250,000 in accidental death and dismemberment insurance.

Travel Accident Insurance 500: Provides up to $500,000 in accidental death and dismemberment insurance.

Baggage Insurance Plan: With the Baggage Insurance Plan, you get automatic coverage against loss of and damage to checked and carry-on baggage when you purchase your Common Carrier tickets — for a plane, train, helicopter, ship, or bus — with your Card.

Roadside Assistance Anywhere: If anything should happen while on the road, you can rest easy if you're carrying the Delta Reserve Credit Card from American Express. That's because you're covered up to four times a year, up to $50 per service call. Just call us and help will be on the way.

Roadside Assistance Arrangements: American Express may arrange for five (5) basic emergency roadside services to be provided to Cardmembers: (i) towing to nearest available repair shop or preferred destination depending provider availability; (ii) jumpstarts when a battery is dead; (iii) delivery of up to two (2) gallons of gas; (iv) locksmith service if keys are locked in the car; and, (v) changing of a flat tire if the car has a workable spare. All costs associated with these emergency roadside services are the responsibility of the Cardmember. These services are available when a Cardmember and a licensed driver are present. Services are available regardless of mileage from primary residence when traveling within the United States, Canada, and Puerto Rico. Additional terms and conditions apply.

Other Benefits

Global Assist Hotline: Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage and more

Emergency Card Replacement: Receive a new Card if yours has been lost or stolen in as little as 24 hours.